Why keep cash in a savings account instead of a checking account? Walk into your nearest bank branch and ask about their savings accounts. They’ll probably advertise the fact that you’ll earn interest on your savings. The thing is, most of these rates are something like 0.1%. Not even a percent! $1000 would net you maybe a buck. Now that doesn’t mean that savings accounts … Continue reading Why have a savings account? Here’s why it’s worth it.