Why keep cash in a savings account instead of a checking account? Walk into your nearest bank branch and ask about their savings accounts. They’ll probably advertise the fact that you’ll earn interest on your savings. The thing is, most of these rates are something like 0.1%. Not even a percent! $1000 would net you maybe a buck. Now that doesn’t mean that savings accounts … Continue reading Why have a savings account? Here’s why it’s worth it.
I know this sounds pretty crazy to some people. I remember specifically, when I was young, the person in front of my bought a coffee and swiped their credit card. My dad smirked and whispered to me: This guy put a coffee on his credit card?? He doesn’t even have $4 cash? At the time it made sense. Credit cards had 20% interest! Why would … Continue reading 4 Reasons you should buy everything on credit cards
For those who are new to budgeting or finance tracking, there’s one big area that everyone realizes was holding them back with often nothing to show for. I know it was one of the first things I thought when I started budgeting: Why am I spending so much on food?! FOOD. The big one. The fuel that enables us to do anything else. There’s a … Continue reading The first and biggest savings new budgeters experience
When we shop (or don’t shop) for a phone plan, we usually (here in the USA) run to the first big names we see (Verizon, T-Mobile) and choose from their menu of services. Usually unlimited data, and almost always somewhere near $100 minimum, regardless of number of lines. This is what we did. In fact, we were stoked to get a “two lines unlimited for … Continue reading Save over $800 on your mobile plan.
Planning our trip to Europe was fun.. and exhausting. One of our biggest expenses was airfare. Now there are some truisms about air fare: Book 8 weeks before Book on a Tuesday Book mid day after 2pm Or at least that’s what it seems like with the seemingly random pricing of airlines. There is one trick you can take advantage of, even after finding the … Continue reading How we saved $300 in 30 minutes on Airfare